Occupational Accident Insurance

Occupational Accident insurance cover claims for accidents that occur while independent contractors are on the job, this is not to take place of your traditional Workers' Compensation type policy. It is the standard alternative for owner-operators who are excluded under the worker's compensation policies, since they are the owners of their own business. There is normally a limit for benefits, with no deductible.

RSI Insurance Brokers has experience in tailoring programs for our motor carriers. Some of the carriers we represent provide contract liability coverage. This coverage will protect and provide defense for the motor carrier when, and if, a 1099 contractor files for work comp benefits.